Linswritings

Be aware of skimming incidents

Posted on: October 29, 2010

Tough economic times call for many people to do desperate things. Recently, the incidents of skimming has been on the rise.

Skimming is when a criminal attaches a device onto a gas pump or ATM that records the information off your card when you swipe it. These criminals can retrieve the information wirelessly by text message. Then the criminals steal money from your account especially when you use your debit card at the gas station or ATM.

The Better Business Bureau is offering the following tips to help you not be a victim of skimming.

First of all try to use your credit card at the gas pump instead of your debit card. This way, if you become victimized you haven’t lost the money directly. You can contact your credit card company and they will get the fraudulent charges removed. If money is stolen directly from your bank account, this could have much worse consequences for you and getting the money replaced could take quite some time.

Avoid using ATMs that are not located at a bank. These ATMs are often less secured so thieves have more opportunity to tamper with them.

Look closely at the machine you are putting your card into. If it appears compromised in any way, (i.e. plastic sticking out, anything out of the ordinary attached) do not use it.

If your card gets stuck in machine, do not leave the area. Call your bank right away and report the issue.

Monitor your accounts daily for any fraudulent activity. The sooner you detect fraud; the better off you will be at resolving it quickly and keeping it from continuing.

By being vigilant about your surroundings and what is happening, you can be the first line of defense against criminals who use skimming to steal from you.

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